Upgrade

Upgrade, founded in 2016, joined the Unicorn Club in June 2020 after raising a $40 million Series D led by Mouro Capital. Headquartered in San Francisco, California, United States, the fintech unicorn has raised $750 million across eight funding rounds. Upgrade provides consumer credit and banking products including personal loans, credit cards, and rewards accounts, along with credit monitoring and educational tools. Investors include Mouro Capital, Loka Capital, and EQUIAM. Funding supports platform expansion, product innovation, and scaling operations, positioning Upgrade as a leader in alternative lending and digital banking solutions.